Understanding Roofing Warranties: What’s Covered and What’s Not

When investing in a new roof, understanding the warranty is crucial. A roofing warranty not only protects your investment but also offers peace of mind. However, not all warranties are created equal, and the details can sometimes be confusing. In this blog, we’ll break down the key aspects of roofing warranties, helping you understand what’s covered and what’s not.

Types of Roofing Warranties

Roofing warranties generally fall into two categories: Manufacturer Warranties and Contractor Warranties. Each type of warranty offers different levels of coverage.

1. Manufacturer Warranties

Manufacturer warranties are provided by the company that produces the roofing materials. These warranties typically cover defects in the roofing materials themselves.

• Material Defects: This is the most common type of coverage, which protects against defects in the shingles or other roofing materials. If the materials fail prematurely due to a manufacturing defect, the manufacturer will typically cover the cost of replacement materials.
• System Warranties: Some manufacturers offer system warranties that cover multiple components of the roofing system (e.g., underlayment, flashing, and ventilation). These warranties provide more comprehensive coverage, ensuring that all elements of your roof work together as intended.
• Prorated vs. Non-Prorated: Manufacturer warranties can be prorated or non-prorated. A non-prorated warranty offers full coverage for a specific period, while a prorated warranty gradually reduces the coverage as the roof ages.

2. Contractor Warranties

Contractor warranties, also known as workmanship warranties, are provided by the roofing contractor who installs the roof. These warranties cover the quality of the installation.

• Workmanship Coverage: This type of warranty protects you against errors made during the installation process. If your roof leaks or fails due to improper installation, the contractor should repair the damage at no cost to you.
• Length of Coverage: Workmanship warranties can vary significantly in length, typically ranging from 1 to 10 years. Some contractors may offer extended warranties as part of a premium package.

What’s Typically Covered?

Understanding the specific elements that are covered under roofing warranties is essential to ensuring your roof is adequately protected. Here’s what is typically included:

• Material Defects: As mentioned earlier, manufacturer warranties cover defects in the roofing materials. This can include issues like curling shingles, granule loss, or premature deterioration.
• Installation Errors: If your roof experiences issues like leaks or structural failures due to poor installation, a workmanship warranty should cover the cost of repairs. However, the scope of this coverage can vary depending on the contractor.
• Roofing System Components: Some comprehensive warranties may cover additional components of the roofing system, such as flashing, underlayment, and ventilation systems. These are usually covered under system warranties provided by the manufacturer.

What’s Not Covered?

While roofing warranties offer valuable protection, there are certain limitations and exclusions to be aware of:

• Natural Disasters: Most roofing warranties do not cover damage caused by natural disasters, such as hurricanes, tornadoes, or hailstorms. Homeowners in areas prone to severe weather should consider additional insurance coverage.
• Improper Maintenance: Warranties typically require that the roof is properly maintained. Failure to perform regular maintenance, such as cleaning gutters or removing debris, can void the warranty.
• Third-Party Damage: If your roof is damaged by third parties, such as contractors working on another part of your home, the roofing warranty may not cover the repairs.
• Roof Alterations: Modifications to your roof, such as adding skylights or solar panels, can void your warranty if not done correctly or if the warranty doesn’t include such alterations. Always check with your contractor and manufacturer before making changes to your roof.
• Wear and Tear: Normal wear and tear, such as minor fading or granule loss over time, is typically not covered under warranty. Warranties are designed to cover defects and significant issues, not the natural aging process of the roof.

How to Maximize Your Roofing Warranty

To get the most out of your roofing warranty, consider the following tips:

• Choose a Reputable Contractor: The quality of the installation plays a significant role in the longevity of your roof. Ensure that you choose a licensed, experienced contractor who offers a solid workmanship warranty.
• Register Your Warranty: Some manufacturer warranties require registration within a certain timeframe after installation. Make sure to register your warranty promptly to ensure coverage.
• Keep Detailed Records: Maintain records of your roof’s installation, including the warranty documents, contractor information, and any maintenance or repairs performed. These records can be invaluable if you need to file a warranty claim.
• Regular Inspections and Maintenance: Schedule regular roof inspections and perform necessary maintenance to keep your roof in good condition. This not only extends the life of your roof but also ensures that your warranty remains valid.

Conclusion

Understanding the nuances of roofing warranties is essential for protecting your investment. By knowing what’s covered and what’s not, you can make informed decisions when choosing roofing materials and contractors. Whether you opt for cedar shake, synthetic shake, or another roofing material, ensuring you have a strong warranty in place can save you money and stress in the long run.

Always review the details of any warranty carefully and consult with your contractor to ensure you’re fully protected. With the right warranty, you can enjoy your new roof with confidence, knowing that your home is safeguarded against unexpected issues.